Do you wish you didn’t have student loans? While they haven’t yet created a time machine that will allow you to go back and not borrow all that money for your degree, there are ways that you can make your debt more manageable. Two of those ways are to either consolidate or refinance your student loans.
Got variable rate student loans? If you do, you might have noticed that your interest rate has been slowly ticking up over the last couple of years. The interest rates on your loans are affected by the Federal Reserve and they have been increasing their rates since 2015 – which has meant that the amount you owe on your student loans each month is also increasing.